In an effort to help our members manage their diabetes we are providing all members with a Diabetes Research & Wellness Foundation drug discount card. This card will provide individuals with the opportunity to save up to 75 percent off the regular price of prescription medications. This card is accepted at over 54,000 pharmacies nationwide. There is no fee or registration necessary. Anyone can use this card regardless of income, insurance state, age, residency, or diagnosis.
How does the card work?
You present the card to the pharmacist when filling a prescription. The pharmacist determines the savings. The card is good for prescription medications, over-the-counter medicines if written on a prescription blank, and pet prescription medicines purchased at the pharmacy.
Where do the savings come from?
The savings are the result of negotiated discounts from the pharmacies. The discount varies from drug to drug and pharmacy to pharmacy. This means that different pharmacies may offer different discounts on the same drug. The discount ranges from nothing on inexpensive drugs to 75 percent or more on various drugs.
How the Diabetes Research & Wellness Foundation card differs from other cards
Our card is different in many ways:
1. It’s completely free. There’s no registration fee, no monthly fee, and no usage fee; users never pay anything.
2. We maximize user savings by keeping our earnings and the processing fees very low.
3. Profits go to help people in need rather than to profit-making corporations.
Can people with insurance, Medicare or Medicaid use the card?
Anyone can use the card but it cannot be used in combination with insurance, state, or federal programs. However, it can be used in place of any one of these programs. There are a number of scenarios where people with private health insurance may find using the drug discount card beneficial.
People with health insurance can use the card if:
• the drug is not covered by their insurance,
• the policy has no drug coverage,
• the policy has a high drug deductible that has to be met,
• the policy has a low medication cap that has been met,
• there is a very high co-pay and the discount with the card offers a better deal.
The card cannot be used to lower a co-payment. Some plans have limited drug coverage or have high deductibles or co-payments for certain medicines. Other plans have no drug coverage. In all of these situations the drug discount card may be a good alternative.
What drugs are covered?
The card may be used to purchase any prescription drug, over-the-counter drugs written on a prescription blank, and pet prescription medicines purchased at a pharmacy. There isn’t may not be a savings on every drug.
How many times can I use the card?
There is no limit to the number of times the card can be used or how many people can use the card.
What if I have Medicare - Part D?
You can use the card if you are in the donut hole and have no chance of getting out before the end of the year. Remember, whatever you spend with the card does not count towards getting out of the donut hole.